Eliminate Your Credit Card Processing Fees
Accept incoming credit card payments at 0% cost
Fair & Transparent Pricing
When customers pay with credit, they’ll cover the processing fee
With our surcharge program, customers will be fully aware of their options. If they choose to pay with a credit card, they’ll pay the 3.0% fee on top.
When customers pay with debit, they aren’t charged anything
In order to stay compliant, a merchant offering a surcharge program cannot charge any fee for debit cards. Our solution automatically detects debit card payments and applies no fee to customers. You will only have to pay 1.5% + $0.25 per debit card transaction.
If You Take a Credit Card Transaction
You Pay
$0
Your Customer Pays
3.0%
With a $50.00 transaction:
Customer pays: $51.50
You receive: $50.00
If You Take a Debit Card Transaction
You Pay
1.5% + 25¢
Your Customer Pays
$0
With a $50.00 transaction:
Customer pays: $50.00
You receive: $49.00
Our Smart Terminal Can Do It All!
It knows whether a payment is made with a Credit or Debit Card
- Chip
- Tap
- Swipe
- Manual Entry
- Fast
- Wireless
- Compliant Surcharge Programming
- Easy to use
Surcharge programs have been around for a while now, but because card processing is complicated and surcharge programs have strict rules, most businesses haven’t seriously looked into them.
Current Card Brand Rules
- The merchant must be registered with the major card brands.
- The merchant must inform customers of surcharges on all credit card transactions.
- The credit card fee must not exceed 3% and the merchant cannot profit from the fee.
- The credit card fee and product or service price must be processed together. The receipt must show the credit card fee as a separate line item.
- The merchant cannot apply a fee to debit cards
Omega’s Solutions
- We’ll complete the registration for you
- Not only will we send you some spiffy signage, our terminal automatically displays the surcharge on the receipt.
- Our surcharge solution charges customers a 3% fee for credit card purchases. You don’t pay a dime of it yourself.
- Our surcharge solution automatically adds the credit card fee as a separate line item on receipts.
- Our surcharge program automatically detects if the card used is a credit card or debit card. If a debit card is used at the time of sale there will be no surcharge added to the transaction.